Jumbo Mortgage Limit 2025. Jumbo loans are mortgages that exceed these limits in their respective counties. For much of the u.s., the divide between conforming loans and jumbo mortgages is $766,550 in 2025.

The maximum amount for a conforming loan in 2025 is $766,550 in most counties, as determined by the federal housing finance agency (fhfa). For 2025, the baseline limits for most of the country are as follows: