2025 Ira Limits Catch Up. See traditional ira contribution limits as well as roth ira, cesa, hsa, individual solo 401(k), simple,.  — the combined annual contribution limit in 2025 for a traditional and roth ira is $7,000 for those younger than age 50 and $8,000 for those 50 and older (since the latter.

 — for both traditional and roth iras, you can contribute up to $7,000 for 2025, up from $6,500 in 2023.  — for 2025, the annual contribution limit for simple iras is $16,000, up from $15,500 in 2023.